| Starting to feel sorry for BJ 17:41 - Mar 20 with 3825 views | J2BLUE |
"What if people ignore the advice?"
"What if people don't want to stop going out?"
"What if young people have house parties?"
FFS why can't we expect people to take a bit of responsibility for themselves? |  |
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| Starting to feel sorry for BJ on 20:16 - Mar 20 with 1215 views | jeera |
Yeah I was just taking a look at this too.
Semantics are key here I suppose, although some sites cite the insurance as covering the 'unforeseen', others do go that bit further and mention 'physical' interruptions.
On the other hand one of the quotes on the ABI site says "people not being able to get into your business premises". How's that to be interpreted? One would assume not in the favour of the insured.
One for the lawyers ultimately, of course. |  |
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| Starting to feel sorry for BJ on 20:20 - Mar 20 with 1209 views | jeera |
| Starting to feel sorry for BJ on 20:10 - Mar 20 by Swansea_Blue |
I kind of understand why you may feel that. If that ever happens again, just remember that the guy stopped at nothing to get where he is. He lied and cheated his way to the top. So he has to own it and deliver.
Agreed people need to take more responsibility - that's been an endemic problem for a long time. Especially important now. Responsibility and consideration are nowhere near as common as they should be. |
Whatever one's allegiance, he's got more that he bargained for.
I don't think anyone in their right mind would argue he thought he would pretty much serve the term and take credit and glory for 'delivering' Brexit and 'getting it done'.
However, he already has more credibility than Cameron in the sense that at least he's still there and hasn't done a runner, I suppose. | |
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| Starting to feel sorry for BJ on 20:21 - Mar 20 with 1204 views | Swansea_Blue |
| Starting to feel sorry for BJ on 20:20 - Mar 20 by jeera |
Whatever one's allegiance, he's got more that he bargained for.
I don't think anyone in their right mind would argue he thought he would pretty much serve the term and take credit and glory for 'delivering' Brexit and 'getting it done'.
However, he already has more credibility than Cameron in the sense that at least he's still there and hasn't done a runner, I suppose. |
He has got more than he's bargained for. I still don't think he shows leadership though. Some are born to lead and inspire, some are born to be d1cks (I should know  ) |  |
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| Starting to feel sorry for BJ on 20:25 - Mar 20 with 1201 views | legally_blue |
| Starting to feel sorry for BJ on 20:16 - Mar 20 by jeera |
Yeah I was just taking a look at this too.
Semantics are key here I suppose, although some sites cite the insurance as covering the 'unforeseen', others do go that bit further and mention 'physical' interruptions.
On the other hand one of the quotes on the ABI site says "people not being able to get into your business premises". How's that to be interpreted? One would assume not in the favour of the insured.
One for the lawyers ultimately, of course. |
It will ultimately depend on the terms of each policy, but the general consensus seems to be that it’s very unlikely this will be covered. People also need to remember that ‘insurance’ isn’t some kind of magic money tree; they are not sitting atop a massive pile of cash ready to bail all UK businesses out. If they were liable under these policies, you will very shortly see a number of insurers declaring bankruptcy.... |  | | |
| Starting to feel sorry for BJ on 20:53 - Mar 20 with 1179 views | jeera |
| Starting to feel sorry for BJ on 20:25 - Mar 20 by legally_blue |
It will ultimately depend on the terms of each policy, but the general consensus seems to be that it’s very unlikely this will be covered. People also need to remember that ‘insurance’ isn’t some kind of magic money tree; they are not sitting atop a massive pile of cash ready to bail all UK businesses out. If they were liable under these policies, you will very shortly see a number of insurers declaring bankruptcy.... |
The potential solvency of the insurers themselves isn't the point is it.
It's whether some companies considered themselves insured but the T&C are worded appropriately or not.
Magic money tree or not doesn't come into it. You don't get to not pay out because you decide you can't afford to. Firms aren't a magic money tree to keep insurance companies in business either.
If someone has been paying out regularly under the impression they are covered and the insurer is found to have not made that clear then that's the responsibility of the insurer.
Hopefully, they'll be insured themselves.
Like I say, there will be specialist firms all over this on a no win no fee basis I'm sure. | |
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| Starting to feel sorry for BJ on 21:03 - Mar 20 with 1159 views | legally_blue |
| Starting to feel sorry for BJ on 20:53 - Mar 20 by jeera |
The potential solvency of the insurers themselves isn't the point is it.
It's whether some companies considered themselves insured but the T&C are worded appropriately or not.
Magic money tree or not doesn't come into it. You don't get to not pay out because you decide you can't afford to. Firms aren't a magic money tree to keep insurance companies in business either.
If someone has been paying out regularly under the impression they are covered and the insurer is found to have not made that clear then that's the responsibility of the insurer.
Hopefully, they'll be insured themselves.
Like I say, there will be specialist firms all over this on a no win no fee basis I'm sure. |
No, absolutely agreed and sorry wasn’t what I wasn’t suggesting. If the insurance covers this, then it should pay out. My point is more that I’ve seen it suggested quite a few times on here this week that businesses can breath a sigh of relief if the government forces closure and they can all claim under their policy. If every business affected by this in the UK had insurance to cover all their losses, the insurance industry simply wouldn’t be able to cover it; the sums involved are astronomical and there simply isn’t enough liquidity in the insurance market to cover it. They would pay out all they had and then declare bankruptcy (leaving most businesses still massively out of pocket). Government intervention (like the measures suggested today) is really the only thing that can see us through | | | |
| Starting to feel sorry for BJ on 21:11 - Mar 20 with 1147 views | jeera |
| Starting to feel sorry for BJ on 21:03 - Mar 20 by legally_blue |
No, absolutely agreed and sorry wasn’t what I wasn’t suggesting. If the insurance covers this, then it should pay out. My point is more that I’ve seen it suggested quite a few times on here this week that businesses can breath a sigh of relief if the government forces closure and they can all claim under their policy. If every business affected by this in the UK had insurance to cover all their losses, the insurance industry simply wouldn’t be able to cover it; the sums involved are astronomical and there simply isn’t enough liquidity in the insurance market to cover it. They would pay out all they had and then declare bankruptcy (leaving most businesses still massively out of pocket). Government intervention (like the measures suggested today) is really the only thing that can see us through |
Fair enough. Sorry if snotty.
I hate [most] insurance companies. I think it's fair to say most of us do.
It's just the goalposts move so much and they deliberately obscure everything.
My car insurance used to be Comprehensive, with a capital 'C'.
That meant that I was literally covered for everything. I understood the word, paid my premium and got on with my life.
Now it means basic cover that includes me as well as a 3rd party.
If I want this covered, I have to tick a box, that covered tick a box...all for extra.
I just want to know I'm covered for all eventualities and if I'm not then don't hide it somewhere within the text - just tell me! Then I will either pay more or go elsewhere.
I despise the games they play. [Post edited 20 Mar 2020 21:18]
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| Starting to feel sorry for BJ on 22:15 - Mar 20 with 1110 views | Lord_Lucan |
| Starting to feel sorry for BJ on 18:15 - Mar 20 by monytowbray |
Close the pubs and bars so they can claim insurance and reduce the battle between patrons who feel guilty and are still going out.
As he has done finally. |
Callis, why do you persist with this, I explained this the other day and even looked confirmation up for you on behalf of your friends - and you just choose to ignore it!
"the Government and insurance industry confirmed on 17 March that advice to avoid pubs, theatres etc. is sufficient to make a claim"
Edit; Provided of course they have adequate insurance - however the forced closure is irrelevant as per the paragraph above. [Post edited 20 Mar 2020 22:24]
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| Starting to feel sorry for BJ on 22:39 - Mar 20 with 1088 views | Clapham_Junction |
| Starting to feel sorry for BJ on 18:10 - Mar 20 by Herbivore |
People have been ignoring the advice. That's been a huge part of the problem. Particularly actually the older generation don't seem interested in keeping themselves and others safe from what I've seen of late. |
Kind of hard to feel sorry for BJ in this respect when he was so heavily involved in a campaign that was telling people not to listen to experts. If people are refusing to listen to official advice, it's quite possibly because they've been repeatedly told over the last few years that you shouldn't do what the metropolitan elite (usually code for the civil service) are telling you to do. |  | | |
| Starting to feel sorry for BJ on 23:08 - Mar 20 with 1074 views | eireblue |
| Starting to feel sorry for BJ on 18:13 - Mar 20 by NewcyBlue |
People need to take responsibility for their own actions.
What do you want BoJo to do? Declare martial law or something? |
However, as a government, can you assume that enough people will do that.
Clearly enough won’t, that has been true of most countries.
The latest action will hopefully be enough.
As an example a couple of weeks ago, a more senior work colleague was insisting we should meet with a client face to face.
Luckily, the client decided against it.
So when measures like this are taken by the government, it helps. |  | | |
| Starting to feel sorry for BJ on 07:57 - Mar 21 with 1012 views | Vaughan8 |
A lot of people are stupid and selfish unfortunately.
From a poster on here yesterday pretty much sums up a lot of what people think - "I am taking the advice given but I am confused why the healthy masses aren't allowed to crack on as normal with those who are vulnerable encourage to isolate."
Also someone said to my wife yesterday they think it's all made up. Ffs!!! | | | |
| Starting to feel sorry for BJ on 08:05 - Mar 21 with 1006 views | bluelagos |
Personally I feel more sorry for the people who will quite possibly die as a result of years of underfunding of our NHS which he supported.
Or those who die as a result of the unclear communications around going to pubs for the past 5 days.
He's our prime minister - our leader - who "advised" people not to go to the pub while allowing them to stay open. What did he think would happen? |  |
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