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|Another brand worth avoiding.|
at 12:21 26 Mar 2020
I've looked into the Gov CBILS funding and this rides a coach and horses through it.
Asking for security on a 22% interest rate!
The Gov states that banks can and probably will offer you there product first but you can insist on the CBILS product instead
What I don't like is the Gov giving 100% security to the banks to encourage them and then the banks are trying to screw over SME's with 22% and a house as security.
|Joe Wicks roll call|
at 09:43 24 Mar 2020
Is it just me?
Our 7 year old loved it....I'm sat here sweating like an old man.
|For those with children at home...|
at 14:27 23 Mar 2020
What lessons have you done today?
Our 7yr old has had science with myself. Planting seeds.
Mrs H did some handwriting.
|Anyone here have an allotment?|
at 07:30 23 Mar 2020
Went to a lovely big green outside space yesterday and discovered a number of lovely allotments.
Only 5 mins from where we are.
Am keen on the 'no dig method.
Had a small one in Hampstead. Made a raised bed from old scaffold boards. Loads of leaves from the oak trees. Free topsoil (some poor) and we have lovely crops.
Anyone else partake and care to share some gems?
|A question regarding self-employed|
at 15:22 21 Mar 2020
I've been employed for less than 1 year in the last 20.
Self-employment has given me the chance to do what I want, when I want. Finished early? Go to the gym.
Fancy a late start? Go for a long coffee. No clock watching, petty 360 reviews. I've loved it.
At times like these the downsides are evident.
There are lots of jobs available. Not all in one's chosen trade or skill.
When the banks popped in 2006 I'd just finished my MSc. A mate on the same course, brain the size of a planet, worked on a jewellry stand at Bluewater to pay his bills! That's humble.
Another worked on the tube.
Whilst I think there will be some support, you have the flexibility to do something else for a while.
There are roles out there.
I#m not calling anyone workshy or an other negatives, so assume away.
|US Growth figures.|
at 10:56 21 Mar 2020
🚨GOLDMAN SACHS: “We now forecast quarter-on-quarter annualized growth rates of -6% in Q1, -24% in Q2, +12% in Q3, and +10% in Q4 … full-year growth at -3.8% on an annual average basis… we estimate a 5.5pp increase in the U3 unemployment rate to a 9% peak in coming quarters”
Hopefully by the end of the year the pent-up demand will emerge and bring us back on track.
|Do we have any inventors?|
at 19:59 20 Mar 2020
Just had a great idea.
So, with loads of time on my hands now and thinking about knocking one out and this popped into my head.....Graphene.
Can anyone here knock-up a product with graphene in it which doesn't trash your member?
I mean we can't waste this new found time we have.....
|And now for the shopping forceast.|
at 13:13 19 Mar 2020
Tescos, good, occasionally busy later.
Sainsburys, moderate to good, sale on Corn Flakes.
Asda, slight to moderate, heavy crowds by evening.
Marks and Spencer and Co-Op, fair.
Waitrose fair to moderate, spillage in aisle 7.
Lid cdl, rough at first, moderate later.
Aldi, rough at first, becoming rougher.
And that's the end of the Shopping Forecast.
|Vulnerable children encouraged to stay in school|
at 17:48 18 Mar 2020
Someone posted earlier, a teacher, that it would be sad if vulnerable children could not attend school.
So pleased to see that they are encouraged to attend.
Also key workers children as well.
|My eldest has had to self-isolate.|
at 17:14 17 Mar 2020
Difficulty is that the battalion he's with, Coldstreamers, are due to deploy to Afghan.
His g/f has it and he was there last weekend.
And I know enjoy ten calls a day rather than the normal 1. Parenting is a joy.
|Some firms won't survive.|
at 17:02 17 Mar 2020
Here is one which has been tottering for a long time.
It has to be let go or stripped and start again.
When we talk of allowing some Zombie firms to fail, this is the example I have in mind.
Fuelled by low interest rates and high gearing. Badly run.
|SB managed to find the link I couldn't. See his post.|
at 09:43 16 Mar 2020
Found on LinkedIn.
Can't seem to get the link as it's behind a pay wall on the Washington Post's website.
Find a chap called Pascal Bornet at McKinsey.
Using the bouncing ball model, it shows the effects of 1) Do nothing 2) Quarantine 3) Social Distancing.
Everytime you link to the article it starts a new run and social distance wins each time.
[Post edited 16 Mar 10:11]
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